Stated Income Loans

for Investment properties

Asset-Based Investment and Commercial Property Mortgage Programs.

  Our residential investment and commercial property mortgage programs are designed

  for investors who don’t qualify for traditional bank loans. 


  Our Programs:

  • Up to 75% LTV
  • Credit: 650+  
  • 30 yr Amortization
  • No income verification
  • No Tax Returns
  • No Pay Stubs
  • No seasoning
  • No verification of Funds
  • Unlimited Cash Out
  • From $100k to $5 Million

 

  As a Direct Lender, Stated Income Group's primary focus is on the quality of loan structuring

  to avoid the uphill battle of endless documentation needed to satisfy traditional and extra

  conservative conforming underwriting. End result…more closing of your loans.


  Our specialty:

  • Investment SFR 1-4 Units Multi-Family
  • Commercial Mixed Use or Office
  • Retail Warehouse
  • Self-Storage
  • Auto Service
  • DSCR LOANS


 Click here for PDF access

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JEFAM Group.   

Capital investments Trust   


PRIVATE PROJECT AND INVESTMENT TRANSACTION PROCEDURES


Ref: MM/12-5-26

JK/JE.05152025

 

1. EURO INVESTMENT Provider & USDT PROJECT Provider, directly or through their authorized mandated representative would except, signed, seal, and return this Private Project Development and Investment Agreement, along with Irrevocable Fee Protection

Agreement (IFPA) which is an integral part of this (PPDIA), by e-mail (hard copies to be sent

by courier service, if required).

 

2. PPDIA & IFPA lodged with their respective banks after signing.

 

3. The EURO INVESTMENT Provider Banker will Swift his EURO MT 760, or BPU (Bank Payment

Undertaking), or Escrow to the USDT PROJECT Providers Bank account, as per the tranche

schedule which is within three banking days after signature of Project and Investment

Providers, from both sides. The first tranche, to be minimum EURO 20,000,000 (EURO Twenty

Million) as the tranche repayment schedule as agreed.

 

(* Note: Escrow Account to be opened in Buyer’s, top 25 approved, Bank with Provider as beneficiary)

 

4. Upon the completion step #3, the EURO INVESTMENT provider’s bank, will immediately

issue the SWIFT MT760, or BPU (Bank Payment Undertaking), or Escrow transfer, of EURO to

the USDT PROJECT Provider’s bank.

 

5. A COPY of the EURO INVESTMENT Providers SWIFT MT760, BPU (Bank Payment

Undertaking), or Escrow, is required as soon as possible, sent via his Official Mandate, so the

USDT PROJECT Provider, can positively check, verify, authenticate and the origin, with the

SWIFT MT760, or BPU (Bank Payment Undertaking), or Escrow, that has arrived at the

Commerzbank, Germany, from the EURO INVESTMENT Providers bank.

 

6. After confirming receipt and authentication of the SWIFT MT 760, BPU (Bank Payment

Undertaking), or Escrow, the USDT PROJECT provider’s bank will send to the EURO

INVESTMENT provider’s bank, by Swift USDT, the USDT corresponding to the agreed tranche

with a Bonus of 15% Percent in Favour of the EURO INVESTMENT Dollar Provider. The EURO

Swift received via the EURO Swift MT760, BPU (Bank Payment Undertaking), or Escrow, by the USDT PROJECT Provider will then be released after the funds have cleared and settled.

 

7. After the complete success of the first tranche, the USDT PROJECT Provider will allow direct communication by phone and or email, between the EURO INVESTMENT Providers Bank Officer and his Bank Officer.

 

8. After funds clear and settled, the process will be repeated for each and every tranche until

contract terms have been completed.

Click here for PDF access


Jack Elmann

Phone# 917.251.3834

Email: jack.elmann@gmail.com


JEFAM Group.   
Capital investments Trust   


PROJECT FUNDING
FULL PROCEDURE FOR PROJECT FUNDING
(0.5% Administrative Fee Payable Per Tranche.

 1. Initial Application & Submission
• Detailed Business Plan / Project Proposal
• Executive Summary
• Proof of Company Registration
• Valid Identification of Directors
• Financial Projections
• Bank Details for Fund Receipt
The Funder reviews the submission and conducts due diligence.
2. Approval & Contract Issuance
If approved, the Funder issues a Funding Agreement / Contract specifying:
• Total Loan Amount
• Tranche Breakdown
• percentage of Annual Interest
• 15-Year Tenure (if applicable)
• 0.5% Administrative Fee per tranche
• Disbursement Schedule
3. Funding Structure Example
If a client requests $1,000,000,000 and funding is approved in tranches:
Tranche Amount Released 0.5% Administrative Fee
1st $100,000,000 $500,000
2nd $400,000,000 $2,000,000
3rd $500,000,000 $2,500,000
Administrative Fee Formula: Loan Tranche × 0.5% (0.005)
Standard Direct Disbursement (Revised Procedure)
• After contract signing, Client pays the 0.5% administrative fee for the agreed tranche upfront.
• Administrative fee must be received and confirmed before funds are released.
• Upon confirmation of fee payment, the Funder releases the tranche amount within less than 72
hours (3 banking working days).
• Funds may be disbursed via USDT (cryptocurrency transfer) or international wire transfer, as
agreed in the contract.
• Annual interest of x% is paid according to the repayment schedule outlined in the agreement.


Jack Elmann
Phone# 917.251.3834
Email: jack.elmann@gmail.com